“Determinants of Financial Distress: Liquidity, Profitability, and Solvency in Indonesian Retail Trading Firms on the Indonesia Stock Exchange (2019–2023)”. 2025. JMKSP (Jurnal Manajemen, Kepemimpinan, Dan Supervisi Pendidikan) 10 (2): 1044-56. https://doi.org/10.31851/jmksp.v10i2.19956.